Privacy Policy
Committed to Protecting Your Personal Information
1. Introduction
Welcome to NBMCNJ (“we,” “our,” “us”). We are committed to protecting your personal information and your right to privacy. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website https://nbmcnj.com/ (the “Site”). Please read this policy carefully. If you do not agree with the terms of this privacy policy, please do not access the Site.
2. Information We Collect
We may collect information about you in various ways. The information we may collect on the Site includes:
a. Personal Information
Personally identifiable information (“Personal Information”) may include, but is not limited to:
- Contact Information: Name, email address, postal address, phone number.
- Account Information: Username, password, and other login details.
- Transactional Information: Details of products or services purchased or obtained.
b. Non-Personal Information
Non-personally identifiable information (“Non-Personal Information”) may include:
- Usage Data: Information on how the Site is accessed and used.
- Technical Data: IP address, browser type, operating system, device identifiers.
- Cookies and Similar Technologies: Information collected through cookies, web beacons, and similar tracking technologies.
3. How We Use Your Information
We use the information we collect in the following ways:
- To Provide Services: To deliver, maintain, and improve our services.
- Communication: To send updates, newsletters, marketing materials, and other information.
- Personalization: To customize your experience on our Site.
- Analytics: To analyze how the Site is used and to monitor and improve our services.
- Security: To protect against fraud, unauthorized transactions, claims, and other liabilities.
- Compliance: To comply with legal obligations and industry regulations.
4. How We Share Your Information
We may share your information in the following circumstances:
- Service Providers: With third-party vendors and service providers who perform services on our behalf.
- Business Transfers: In connection with a merger, acquisition, or sale of all or part of our assets.
- Legal Requirements: When required by law, regulation, or legal process.
- Business Contacts: If you volunteer to provide references or recommendations.
- Protecting Rights: To protect the rights, property, or safety of [NBM CNJ], our users, or others.
5. Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, loss, destruction, or alteration. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
6. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to track activity on our Site and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Site effectively.
7. Third-Party Links
Our Site may contain links to third-party websites that are not operated by us. We are not responsible for the privacy practices or the content of third-party websites. We encourage you to review the privacy policies of any third-party sites you visit.
8. Your Privacy Rights
Depending on your location, you may have the following rights regarding your personal information:
- Access: The right to request copies of your personal data.
- Correction: The right to request correction of inaccurate or incomplete data.
- Deletion: The right to request deletion of your personal data.
- Restriction: The right to request restriction of processing your personal data.
- Portability: The right to request transfer of your personal data to another party.
- Objection: The right to object to processing your personal data.
To exercise any of these rights, please contact us using the contact information provided below.
9. Children’s Privacy
Our Site is not directed to individuals under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have inadvertently received personal information from a child under 13, we will delete such information from our records.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be effective immediately upon posting the revised policy on the Site. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.
11. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at:
Email: info@nbmcnj.com
Phone: 844-228-0593
Term loans
Up to $2,500,000.00
Lines Of Credit
Up to $150,000.00
MCA's
Up to $500,000.00
Quick solutions for big business impact
New Bridge Merchant Capital’s management team has over 20 years of experience in the financial industry. We cater to our client’s needs by tailoring programs based on industry type, business size, seasonality, and account liquidity. When it comes to our customers we communicate clearly so the process is transparent, seamless, and quick. Our funding Platform is focused on making sure that we are successful in obtaining the funding our clients need.
See Why our Customers Trust New Bridge For Merchant Cash Advances
Don’t take our word for it, here is what our customers are saying.
Above & Beyond
Matt went above & beyond to get Me the very best deal with the best terms A+ overall experience
-Erik Owner
Thank You
I had the pleasure of working with Mark in early February 2020. I was able to get the money I needed in a timely fashion. I have worked with other companies in the past and Newbridge was the first time I’ve felt completely taken care of, and like my interests were put first. Thank you Mark, I look forward to working with this company in the future.
– Chelsea Owner
Best Experience
I have worked with Mark at Newbridge on several occasions. And have had THE BEST experience each time. He is caring compassionate goes ABOVE his job. The funding I receive is SO MUCH better than anyone else regarding rates.
-Susan S. Owner
Frequently Asked Questions:
What Can A Term Loan Do For My Business?
A term loan can provide your business with a lump sum of funds to finance capital expenditures, business expansion, or working capital needs. It typically has a fixed interest rate and a repayment period of 1-10 years, providing predictable monthly payments to manage cash flow. It can help build business credit and improve overall financial stability.
How Long Does It Take To Process My Loan Application?
Cash advance/Term Loan application processing time varies, but it’s typically faster than traditional loan processing. Some lenders offer quick approvals, with funding available in as little as 24 hours.
Am I Penalized For Repaying My Loan Early?
Early repayment of a cash advance loan does not result in a penalty. Some lenders may offer discounts for early repayment or renewing with them before the full term expires. It’s important to review the loan agreement and understand all fees and terms before accepting the loan.
What Paperwork Do I need For An Online Business Loan?
To start the process the typical documents include our application filled out and the last three months of your business banking statements (all pages). In order to close (fund your account) we will need a valid color copy of your driver’s license, a voided check from the account supplied to us and proof of ownership for the business.
Are There Other Fees Involved In An Online Business Loan Application?
Origination fee: This is a fee charged for processing and approving the loan application, which includes verifying a borrower’s information. This is fee is offset by the funding amount at completion of the loan.
Annual fees: (lines of credit): Some lenders charge an annual fee to keep your business line of credit open and active.
Application fee: Lenders sometimes charge a fee for processing your loan application. Put simply, you get charged just for applying. Luckily, these fees don’t seem to be the status quo for business lenders. We rarely see banks or online lenders charge application fees.
Missed payments: This one’s simple. If you miss making a payment on your business loan, your lender might charge you a fee. Most lenders charge a fixed late fee, but many charge a percentage of the missed payment as well. If they do not charge a percentage then they will require a “make up” payment to be made. The vast majority of business loans include late payment fees. If a specified amount of payments (usually 5) is missed, you may go into default status and be charged an additional fee. For more details on how this please reference the Appendix A of the agreement and make sure to read the agreement in full.
How Do I know Which Loan Is Right For Me?
Purpose of loan: Determine why you need the loan and what you will use it for.
Loan amount: Determine the amount you need and make sure the loan amount fits your budget.
Repayment terms: Consider the length of time you have to repay the loan and what your monthly payments will be.
Interest rates: Compare interest rates and determine which one offers the most favorable terms.
Terms and conditions: Read and fully understand the terms and conditions of the loan before accepting it.
Consult with a New Bridge Merchant Capital Advisor to help you make an informed decision.
Mon - Fri 9:00am - 5:OOpm
Build your knowledge to better build your business.
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